Financial Planning for Business Owners.
With our holistic approach to financial planning, we can help you achieve your personal goals and get the most out of your business.
We Love To Work With Business Owners.
Why? Because our firm was founded on the principle that business owners deserve financial guidance tailored to their unique needs and ambitions.
We understand the intricacies of entrepreneurship - the late nights, the endless responsibilities, and the relentless pursuit of success. That's why we are committed to providing tailored solutions to optimise your financial position at every stage of your journey.
We have a clear vision of who we're here to serve, and it's business owners, like you.
“Financial Planning is more than just a transactional relationship. It's about making your goals a reality."
Joe Parker DipPFS Cert CII (MP) BA (Hons)
Managing Director & Chartered Financial Planner
What We Do.
We ensure you only pay for the services that you need.
We understand that every individual and business has unique financial needs. That's why our approach is centred on customisation and efficiency.
Whether you require one specific service or the full package, we offer complete flexibility and transparency. Our services include:
Legacy Planning
Investing
Financial Planning
Business Exit Planning
Financial Protection
Retirement Planning
Tax Planning
Employee Benefits
Your Goals.
Our Expertise.
We're not just about numbers and investments; we're about your dreams, your lifestyle, and your future.
We help you answer questions like this:
“Are my personal and business goals achievable?”
“Do I have sufficient cash flow for expenses, debt, and growth?”
“Am I using effective investment plans to grow my wealth?”
“Am I prepared for retirement? How do I exit my business effectively?”
“Are my tax strategies optimised for maximum benefit?”
“Am I prepared for financial risks, such as economic downturns or unexpected events like critical illness?”
Please Note:
The value of investment can fall as well as rise and you may not get back the amount originally invested.
The Financial Conduct Authority does not regulate tax planning and trusts.
The Totum Way.
Our simple process is designed to help you get the most out of your life and be confident in your financial future.
1. We Listen
We get to know you and your unique situation to understand what it is that you want from your financial future.
2. We Plan
We build your plan while involving you in the process, enabling you to shape your own path to financial success.
3. We Implement
We follow up to ensure any recommendations made are carried out to help secure your financial goals.
4. We Review
We remain by your side, providing ongoing advice, support, and making necessary adjustments.
Celebrating Success
Schedule a Complimentary Meeting
Using technology such as Teams and Google Meet (or even a simple telephone call!), we can work with business owners across the UK, regardless of your location.