Tailored Financial Planning for Business Owners.
Our tailored guidance helps you to optimise your financial position.
Our Services
Tailored Solutions For You And Your Business
We understand that every individual and business has unique financial needs. That's why our approach is centred on customisation and efficiency.
With Totum Financial Planning, you'll only pay for the services that you need.
Whether you require one specific service or the full package, we offer complete flexibility and transparency. Our services include:
We work with you to develop customised strategies that help you to optimise your financial position.
Financial Planning
Tax Planning
We provide guidance on optimising tax efficiency for both you and your business.
Retirement Planning
We create personalised strategies to save and invest for future financial security.
We ensure a smooth and financially beneficial transition for when you decide to sell or retire.
Business Exit Planning
Employee Benefits
We provide tailored strategies and offer employee benefits solutions.
We assist in safeguarding you, your family, and your company.
Financial Protection
Investing
We provide guidance on investing tailored to suit both you and your business.
We develop plans to transfer ownership and wealth, ensuring the smooth continuation of the business and the preservation of family wealth for future generations.
Legacy Planning
Can’t find what you’re looking for? Not a business owner? Don’t worry, we may still be able to help you. Click below to book a meeting with us and find out more.
Something Else?
Please Note:
The value of investment can fall as well as rise and you may not get back the amount originally invested.
The Financial Conduct Authority does not regulate tax planning and trusts.
Live for today, knowing you have planned for tomorrow.
The Totum Way.
Our financial planning process is designed with your needs in mind and helps you to achieve your unique financial goals with confidence and clarity.
Our initial 1-hour consultation meeting is completely at our cost.
This step involves getting to know you, your circumstances and your financial goals. Once we know what work is needed we can talk to you about the costs so you can make an informed, no-obligation decision whether to move forward.
1. We Listen
2. We Plan
Based on the insights gained from listening, we develop a comprehensive financial plan. This plan includes specific strategies and recommendations for achieving your goals.
Once the blueprint is laid out, we present it to you in our signature style - friendly, relaxed, and without unnecessary jargon.
3. We Implement
For those seeking comprehensive guidance, this optional service is for you.
We offer proactive support to actualise the recommendations laid out in your financial plan. This involves specific recommendations regarding providers and and investment strategies tailored to your unique needs.
This optional service is designed to provide additional support and flexibility based on your needs.
With annual reviews and regular follow-ups, we stay by your side, allowing us to provide ongoing advice and make necessary adjustments. This ensures that your financial plan remains effective and aligned with your evolving goals and circumstances.
4. We Review
All of this, together, is The Totum Way.
Schedule a Complimentary Meeting
Using technology such as Teams and Google Meet (or even a simple telephone call!), we can work with small business owners across the UK, regardless of your location.